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Bank accounts
We’ll help you get ahead with your money
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How to join ubank
1
Download the ubank app
2
Sign up in 2 mins.
3
Start using your new ubank accounts instantly
Inc.Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.
Apple, iPhone, Apple Pay and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple
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Why a ubank account
What's in it for you
Forget fees
No monthly fees or international card payment charges
Great interest rates
Earn interest up to <tier-1>% p.a. on up to 10 Save accounts
No more split bills
Shared accounts mean no more split bills or transfers
Bank your way
Use our award-winning app or online banking
Our accounts
What makes our accounts different?
Get a Spend, Bills and Save account in just minutes and a Shared account in a couple of seconds.
Spend account
Spending to feel good about
Say goodbye to monthly account fees with our Spend account, as well as international card payment charges.
Spend before your physical card even arrives by setting up Apple Pay or Google Pay™.
Transfer in and out of your Spend account immediately via PayID and Osko (if the other bank has it).
Shared account
Mine. Yours. Ours.
Get separate cards for your individual Spend and Shared Spend accounts, with different colours and clear labels to distinguish between them.
Need a place to schedule joint expenses from? With a separate Shared Bills account, you’ll get a digital card to do just that.
You and your partner-in-finance can stop mucking around with pesky split bills and transfers.
Ways of banking
Choose how you bank
Our feature packed app
The app jammed with handy features to help you get ahead with money.
Connect your accounts from over 140 financial institutions and get a panoramic view of your finances.
Keep on top of what goes in and out of your account with our In & Out feature. Add your Pay Cycle to keep track pay to pay.
Spending Footprint automatically sorts your transactions to give you insights into your spending.
Start tracking your bills in the Bill Planner and see what you’ve got coming up. You can align the view to your Pay Cycle to view expenses.
Our online banking
Try online banking for those of you who like to see it all on the big screen.
Make instant payments and transfers from your Spend account via PayID and Osko (if the other bank has it).
See your connected accounts just like you do in our app.
Have your spreadsheet open on one tab and your online banking on another for budgeting made easy.
Let's pass the mic to our lawyer
Read our General Terms and Fees and Limits.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.
Android, Google Pay and Google Play are trademarks of Google Inc.
Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
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Get our app and sign up today in minutes
Download the app
How to join ubank
1
Download the ubank app
2
Sign up in 2 mins.
3
Start using your new ubank accounts instantly
Inc.Google Pay, Android, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC.
Apple, iPhone, Apple Pay and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple
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