Ts&Cs apply. Permit numbers: NSW TP/03874, ACT TP 24/02447, SA T24/1854

Our Bills account is the smart way to tackle expenses with a dedicated no-fee account and digital Visa Debit card just for bills. If you’re already with us and have a Bills account, you’re currently in the running to win. Congratulations!
If you’re new to Ubank:
Open a Ubank account via the app on the App Store or Google Play™
You’ll instantly get a Bills account on sign-up
Go into the draw to win $10K to kill your bills
Go into the draw to win $10K to kill your bills
1
Download the ubank app
2
Sign up in 2 mins.
3
Start using your new ubank accounts instantly
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To join us, you’ll need to be over 16 years old and an Australian citizen or permanent resident.
If you’re already with us (and don’t have a Bills account):
Check if you have a Bills account
Open a Ubank Bills account in the app or online
Go into the draw to win $10K to kill your bills

Got regular bills that creep up on you? Or a big annual charge that needs saving for? With a Ubank Bills account you can stash the cash you need, to pay for expenses you have, with a dedicated account and digital Visa Debit card.
Together with Bill Planner, you can pin the tail on your expenses, so you can see what needs paying next, and how much you need to set aside.
If you’ve got a partner-in-finance, you can also take expenses to the next level by opening a Shared Bills account to tag team on finances. It also comes with its own dedicated account and digital Visa Debit Card.
To enter the Prize Draw, an Eligible Entrant must hold a Ubank Bills account (individual and/or Shared with another Eligible Entrant) at the end of the Competition Period.
Incomplete or illegible entries including restricted accounts will be deemed invalid, as will any entries that are reasonably considered by the Promoter to include content that is unlawful, defamatory, abusive, offensive, or otherwise inappropriate.
To enter the Competition, you must be:
The following people are not eligible to enter:
Yes, the competition is open to entrants from any state or territory.
One per individual Bills account.
Where an Eligible Entrant also holds a Shared Bills account with another Eligible Entrant, they will also receive one joint entry in relation to each such account.
The competition starts on 1 November 2024 at 12:01 am (Sydney) time and ends on 5 January 2025 at 11:59pm (Sydney) time.
Winners will be selected at random using a random electronic draw system.
The first Eligible Entrant (or Eligible Entrants where the entry is a joint entry) selected will win one (1) Prize.
The second Eligible Entrant (or Eligible Entrants where the entry is a joint entry) selected will also win one (1) Prize.
There are two Prizes to be won.
Each Prize is $10,000 which will be paid by electronic funds transfer (EFT) into the Ubank Bills account that the winning entry is associated with within one (1) week of:
If Ubank cannot make this payment as contemplated as a result of the relevant l Bills account no longer being open, the Winner will be taken to have forfeited the Prize.
For the avoidance of doubt, where the winning entry is a joint entry (related to a Shared Bills account), the Prize will be paid into the Shared account and shared by both Shared account holders.
The total prize pool is valued at $20,000 (incl GST).
Winners will be notified on 28/1/2025 by phone and email.
Yes. Winners will be published on ubank.com.au no later than 28/2/2025.
If the Winner (or a joint winner) is under 18 years of age, for the Prize to be claimed, that Winner must provide acceptable evidence to the Promoter, within two (2) weeks for first being notified that they have won, that their parent/guardian consents to them claiming their Prize. If they do not provide this within the specified timeframe, they will be taken to have forfeited their Prize.
They will be redrawn at Ubank, 2 Carrington St, Sydney, NSW 2000 on March 21st 2025 at 10am.
If a Winner is selected via an Unclaimed Draw they will be notified on 28/3/2025 by phone and email, and their details will be published on ubank.com.au no later than 28/4/2025.
No, there is no entry fee or costs associated with claiming the Prize.
Any personal information entrants provide will be used by the Promoter and its related entities solely for the purpose of running and administering the competition.
Information about the Promoter’s personal information handling practices and about how to make a privacy-related enquiry or complaint is set out in the Ubank privacy policy (available at www.ubank.com.au/privacy and on request).
Permit numbers: NSW TP/03874, ACT TP 24/02447, SA T24/1854 and the promoter is 86 400 Holdings Limited 36 621 802 097, 2 Carrington Street, Sydney NSW 2000.
Effective <wiselist-start-date>
The “<wiselist-code> bonus offer” is available to new customers who open an account using the eligible code <wiselist-code> between <wiselist-start-date> and <wiselist-end-date>, and who make 5 eligible purchases using their ubank debit card (including digital wallets) within 30 days of opening an account.
The offer is limited to one bonus payment per customer. Customers who were previously a ubank customer and closed their accounts within the past 12 months are not eligible for this offer.
The <wiselist-code> bonus offer cannot be used in conjunction with any other offer (unless we determine otherwise).
Only settled card purchases are eligible to meet the bonus criteria. This means we must wait until each card payment has been settled (no longer showing as “pending” in your transaction history) before you become eligible for the bonus payment. Each card purchase and transaction settlement must occur within 30 days of opening an account.
Eligible customers will receive a payment of <wiselist-amount> into their Spend account within a few days of fulfilling the bonus criteria.
There are always a few people who will try to game the system, so here are some fair play conditions.
We retain the absolute right to refuse to pay or cancel a “<wiselist-code> Bonus” payment without notice to you. The reasons for us to refuse or cancel a payment may include, but are not limited to, if:
We also retain the absolute right to stop the offer at any time and to change the conditions or incentive of the offer.
Read our General Terms and Fees and Limits.
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