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Home loans
How can we help?
Earn high interest easily
A great rate to help you get ahead with your money
Bonus interest rate up to
5.50
% p.a.
On combined savings of $0 – $100K. Variable interest rate on your Save accounts. Bonus interest criteria applies.
See your money more clearly
With us you’ll get
Three accounts
A Spend, Bills, and Save account.
Our feature packed app
Easily budget, hit savings goals, and plan for expenses.
A future for your money
Get more visibility of your financial picture and feel good for the future.
Spend account
Spending to feel good about
Set up your Pay Cycle and connect your accounts from over 140 financial institutions to see what you can spend.
Retrace your spending steps into categories with Spending Footprint.
Start tapping straightaway with Apple Pay, Google Pay™, Samsung Pay and Garmin Pay.
No monthly or international fees on any of your transactions.
Bills account
Make bills more chill
Set up your Pay Cycle and connect your accounts from over 140 financial institutions to see what you can spend.
Retrace your spending steps into categories with Spending Footprint.
Start tapping straightaway with Apple Pay, Google Pay™, Samsung Pay, and Garmin Pay.
No monthly or international fees on any of your transactions.
Save account
Save easily
Get our bonus interest rate of up to <tier-1>% p.a. on combined savings of up to $100K per customer. Just deposit $500+ per month (not including internal transfers) into any of your Spend, Bills, or Save accounts. Get up to <tier-2>% p.a. on combined savings over $100k to $250K. See more on our bonus interest tiers.
Set up savings targets for your Save accounts and automatic transfers to hit goals and save like a machine.
We’ll send you friendly nudges to help you earn your bonus interest.
Home loans
Buy a home
Variable rates from <oo-pi-lvr60>% p.a. | <oo-pi-lvr60-comp>% p.a. comparison rate1, for Neat owner occupied, principal and interest loans up to 60% LVR.
Retrace your spending steps into categories with Spending Footprint.
Start tapping straightaway with Apple Pay, Google Pay™, Samsung Pay and Garmin Pay.
No monthly or international fees on any of your transactions.
Why our Save account
What's in it for you
Forget fees
No monthly fees on any of your Spend, Bills or Save accounts
Bank your way
Clearly see your money and spending in one app
Talk with a real person
Get help from a friendly member of our Australian-based team
Let's pass the mic to our lawyer
Read our General Terms and Fees and Limits.
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co.
Android, Google Pay and Google Play are trademarks of Google Inc.
Garmin, the Garmin logo, and the Garmin delta are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.
BPAY® and Osko® are registered trademarks of BPAY Pty Ltd ABN 69 079 137 518.
Read our Home Loan Terms.
Credit criteria, fees and charges apply. Applicants must live in Australia and meet eligibility requirements.
Home loan information and interest rates are subject to change.
1Comparison rates are calculated on a loan amount of $150,000 for a term of 25 years. These rates are for secured lending only.
WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For a personalised comparison rate that applies to your proposed loan, see the Key facts sheet.
Comparison rates for variable interest only loans are based on an initial 5 year interest only period. Comparison rates for fixed interest only loans are based on an initial interest only period equal in length to the fixed period. Interest rates are applicable at the time of loan approval and are based on the loan to value ratio (LVR). The LVR is the amount of the loan compared to the property value expressed as a percentage.
2Our deposits are guaranteed up to $250,000 per customer under the NAB banking licence by the Australian Government’s Financial Claims Scheme.
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Apple, iPhone, Apple Pay and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple
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